Presented byThe Suzanne White Team |
Simply Adorable Move In Ready Cozy Cottage w/ Enclosed Front Porch & driveway side Mudroom. Each Room is as inviting as the next! The Main Level consists of the Primary Bedroom, Second Bedroom or Office, Living Room and Dining Rooms w/ Hardwood Flooring, Kitchen with Appliances to stay, Pantry/Coat Closet, and 2 Enclosed Porches. Upstairs are 2 Bedrooms w/ Cathedral Ceilings, Knotty Pine Walls, Generous Closets & Storage Areas. The Full Basement has a Laundry Area with Utility Sink. Washer & Dryer to remain. A HUGE BONUS is the 52' long, 3 Car Garage/Workshop perfect for Car/Motorcycle buffs or anyone who wants Studio/Workshop space or possible Additional Living Area. Garage may be heated by re-connecting propane. Updated siding & windows. The Large Yard is Fenced in for Privacy. Convenient location near shopping, restaurants, highway access and park. Home is clean & well maintained. Chicopee electric company for lower bills. GREAT VALUE
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wood, Lighting - Overhead | Main,First |
Bedroom 3 | Cathedral Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
Bedroom 4 | Cathedral Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
Dining Room | Flooring - Hardwood, Cable Hookup, Open Floorplan, Lighting - Overhead | Main,First |
Kitchen | Closet/Cabinets - Custom Built, Flooring - Vinyl, Kitchen Island, Cabinets - Upgraded, Cable Hookup, Exterior Access, Recessed Lighting, Lighting - Overhead | Main,First |
Living Room | Flooring - Hardwood, Cable Hookup, Open Floorplan, Lighting - Overhead | Main,First |
Master Bedroom | Closet, Flooring - Laminate, Exterior Access, Lighting - Overhead | Main,First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
Sales Associates
William Raveis Real Estate
Phone: 413.530.7363
SWTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $311 | $311 | $311 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,492 | $1,490 | $1,927 |
Total Monthly Payment | $1,878 | $1,876 | $2,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.