NEW PRICE for this Adorable townhouse style condo in Northbridge - Great for first time buyers - a great VALUE in today's market! Nice size living room, very large updated eat-in kitchen with tile floors, black appliances and good amount of cabinetry. The second floor has 2 decent sized bedrooms with wall to wall carpet and an updated full bath with tile floors. Two off street parking spots with the unit. Washer/dryer hookup in the basement. Replacement windows. Easy commuting location - close to Rt 146 and Main Street. Don't Miss This One! May not qualify for all types of financing. Cash preferred. Possibly non-warrantable loan.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Second |
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Exterior Access | First |
Living Room | Flooring - Hardwood | First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,920 | $167,920 | $167,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,117 | $1,103 | $1,416 |
Total Monthly Payment | $1,320 | $1,306 | $1,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.