Great value for the price! There is room for everyone in this versatile, sprawling and spacious Contemporary Ranch on lovely private property in SE Redding. Main and Lower Levels are bright and sunny with open floorplans. Oversized Living Room w/cathedral ceiling, floor to ceiling windows, large stone fireplace and hardwood floor opens to Formal Dining Room and Sunroom w/french door to charming patio. Kitchen with breakfast nook, built-in shelving and custom oak wood slat cabinets. 3 Bedrooms on main level including sunny Primary Bedroom w/bath, 2 closets & sliders to "Juliet" balcony overlooking back property. The expansive Lower Level includes Family Room w/floor to ceiling stone fireplace, roomy L-shaped Office w/built-in desk and bookcases and 4th Bedroom w/full bath. All have sliders opening to full size deck w/awning -- perfect for gathering and entertaining! Additional Exercise Room, storage & climate controlled wine cellar. This home has Active Solar Energy supplying most of the energy needs for home and electric auto. Currently yearly fees are about $800. This home is surrounded with beautiful, organically maintained mature plantings and flowering trees yet with instant access to RT 58, schools, Merritt Pkwy and Metro North train to Stamford and NYC. Just minutes to convenient Redding Deli, Wine Shop and Post Office. Only 60 miles to NYC. A wonderful Redding home and property. Note: Main Level is 2300 SF including EIKitchen, Formal DR, Formal LR, and Garden Room leading to Stone Patio plus 3 Bedrooms and 2 1/2 Baths. According to Public Records the completely finished lower level is 2244 SF and includes the L-shaped Family Room, huge Home Office, the 4th Bedroom and 1 full Bath; all with sliders leading to the enormous deck especially built for a crowd. On the LL there is also another large room with closets that could be used as a bedroom and/or a 2nd home office.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 12.0 x 12.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 13.0 x 13.0 | Main |
Bedroom 3 | Balcony/Deck,Full Bath,Sliders,Wall/Wall Carpet | 13.0 x 15.0 | Lower |
Dining Room | Hardwood Floor | 13.0 x 16.0 | Main |
Family Room | Fireplace,Sliders,Wall/Wall Carpet | 15.0 x 27.0 | Lower |
Kitchen | Main | ||
Living Room | Cathedral Ceiling,Fireplace,Hardwood Floor | 16.0 x 22.0 | Main |
Office | Book Shelves,Built-Ins,Sliders,Wall/Wall Carpet | 17.0 x 24.0 | Lower |
Other | Wall/Wall Carpet | 15.0 x 24.0 | Lower |
Primary Bedroom | Balcony/Deck,Ceiling Fan,Full Bath,Sliders | 15.0 x 17.0 | Main |
Sun Room | Balcony/Deck,Ceiling Fan,Travertine Floor | 13.0 x 16.0 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $1,080 | $1,080 | $1,080 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,808 | $4,132 | $5,601 |
Total Monthly Payment | $4,980 | $5,304 | $6,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.