Under contract-accepting backup offers. Short Sale. ***NEW PRICE! LET'S GET THIS SOLD! LEAST EXPENSIVE POOL HOME PER SQFT IN ALL OF WATERS EDGE!*** WELCOME TO YOUR TERRIFIC HOME at 11314 Oyster Bay Cir, New Port Richey, FL in the UPSCALE gated community of Waters Edge. This POPULAR Ashford model features 6 bedrooms, 3 bathrooms, 3 car garage on a PREMIUM CONSERVATION LOT complete with pond views! You'll LOVE the SWIMMING POOL (installed 6/2021) contained within a screened & pavered lanai. There is PLENTY OF ROOM past the pool with an expansive backyard FULLY FENCED by an EXQUISITE black iron fence. More SUPERB exterior features are stucco accented with stacked stone, covered front porch, easy breezy tropical landscaping, carriage lights, private mailbox & big driveway to fit your vehicles. As you step inside, you'll LOVE how NATURAL SUNSHINE streams through the multiple windows ILLUMINATING the interior together with the various light fixtures. The first level consists of the formal dining & living rooms, foyer, kitchen, dinette, guest bedroom (currently set up as the home office) with full bathroom & laundry room. The foyer, kitchen, dinette, laundry & all bathrooms feature easy to maintain ceramic tile floors while all the other rooms consist of engineered hardwood or porcelain tiles (NO CARPET). The FABULOUS kitchen has UPGRADED stainless steel appliances including a fridge, range, microwave, dishwasher & disposal. Additional kitchen features are GRANITE counters, PREMIUM 42" tall cabinets with upper & lower trim & hardware, tile backsplash, center island with cool industrial overhead pendant lights, WALK-IN PANTRY & deep sink with gooseneck faucet. On the second level, you'll find 5 bedrooms, 2 full bathrooms & lots of storage space. The MASSIVE primary bedroom can easily accommodate king-size furniture & has TWO walk-in closets. The SENSUAL primary bathroom consists of step-in shower, JETTED garden tub, dual sinks, private toilet room & linen closet. On the opposite side of the hallway, you'll find three more bedrooms. The GIGANTIC 6th bedroom or BONUS room has a closet, media feature wall with built-ins, COOL fan with light & high ceilings. This bonus room can easily be a second primary bedroom suite or design it as a theater, at home gym or family get-together room. The full bathroom features dual sinks, expansive counters & tub/shower combination. This PERFECT HOME can be designed in a variety of ways because of all the space that this AMAZING FLOOR PLAN offers. YOUR NEW HOME was designed for entertaining & enjoying TRUE INDOOR-OUTDOOR LIVING! Take a dip in the community pool, use the gym or meet your fellow neighbors at the next social event. Amenities include a 9000sqft clubhouse, grand swimming pool, kiddie pool, basketball court, playground, dual fishing piers & boat dock leading to the SPECTACULAR 70-acre lake at its center. MAKE THIS YOUR FUTURE HOME!
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Our Executive Mortgage Banker:
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$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,579 | $3,327 |
Total Monthly Payment | $3,049 | $3,047 | $3,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.