Welcome Home!!! You will fall in love, once you see this gorgeous, move-in ready, splendidly remodeled, 2 bedroom/2 bath condo! This unit boasts newer "Diamond" kitchen cabinets w/soft close doors and drawers, solid Quartz stone countertops, all stainless steel "LG" appliances, gorgeous herringbone tile backsplash and even includes an expansion of the area for a wide-open look and feel. The kitchen also has plenty of counter and storage space and even floating shelves to place your favorite items on. The primary bedroom includes a large walk-in closet and a spa-like ensuite bathroom and both bathrooms have newer vanities, marble countertops, fixtures, lighting, mirrors, toilets and high-end tile throughout. A brand new washer and dryer conveys with the sale (see pics) The interior doors have all been upgraded and there is a welcoming brand new screened in lanai (w/new windows) off of the living area that overlooks a beautiful shaded area. The community of Pine Ridge at Lake Tarpon Village is nestled in an upscale community with TOP-RATED SCHOOLS. There are beautiful lakes, unique buildings, well-manicured yards and an excellent location which is just a steps from the large focal point pond which includes a paved path that leads to the community pool, tennis courts, recreation building and shuffleboard. The grounds are very well maintained and the Association has great reserves and an on-site manager. The low HOA fee includes water, trash, sewer, pool, management, insurance, grounds, building, exterior maintenance and roof which was replaced in 2019. This neighborhood is just minutes from some of the best gulf beaches in the country and is close to shopping, medical facilities, the Clearwater/St. Pete Airport and the Tampa International Airport, including casinos and music venues. Brand new hurricane impact windows/doors done by permit EBP-23-15092 on or about 09/06/2023. Buyer to verify all measurements and information.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,686 |
Total Monthly Payment | $1,665 | $1,664 | $2,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.