Lake View! Discover the charm of this well-maintained three bedroom and two bath home in the gated Mandalay community annd built in 2006. Enjoy a private lake view with no neighbors above or below. It offers the feel of a single-family home without the maintenance hassle. A two-car garage at this price point is a rare find! The home features an oversized primary suite with a walk-in closet, a large bathroom with dual vanities, and a split floor plan ideal for the guest bedrooms and an additional bathroom. It includes a separate laundry room and a spacious kitchen with ample 42” cabinets, a pantry, and granite countertops. The sale comes with all bedroom, dining room, and living room furnishings. Low HOA fees cover home owners insurance, lawn care, exterior painting, and pest control. No flood insurance needed and roof is only 3 years old and hurricane shutters included . Mandalay boasts just 71 units, a community pool and club house - community room with kitchen, a welcoming atmosphere, and a prime location just 6 miles from the beach off 5th Avenue, with pickleball courts two miles away. Dining options and a Publix supermarket are conveniently close. Embrace the Florida lifestyle. Close to Sugden Park and Lely just east of Santa Barbara Blvd. Listed for below recent appraised value . Pets welcome !
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,146 | $2,776 |
Total Monthly Payment | $2,517 | $2,514 | $3,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.