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25 Karen Joy Drive, Middletown (Mamakating), NY, 10940 | $429,000
Great house so well maintained which large usuable yard. The kind of neighborhood that your kids will just want to explore and ride their bikes in. Home offers glistening hardwood floors, beautiful kitchen with maple cabinets, granite countertops and oversized farmers sink. Kitchen island is not permenant and can be moved around. One would not believe by viewing the condition of this home that 6 kids are being raised here, everything is neatly in its place and well taken care of, which is why the family room downstairs now has bunk beds instead of a couch so buyers will need to see beyond. . . bunk beds can be easily removed. I believe this home originaly had a garage on the lower level and it can be easily put back if buyers desire to have a garage or instead of disturbing the downstairs which is so nice, the proeperty is big enough to have a garage built. Deck is made out of Trex and maintnance free, swing set and hot tub is fully functional and can stay. Home can be heated with oil hot water baseboard heat however this family finds that the pellet stove along with the electric fireplace in the living room does a good job of keeping things warm too. This home is located in Sullivan county, in the town of Mamakating however has a middletown post office and Minisink schools.
Features
- Town: Middletown
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Raised Ranch
- Year Built: 1978
- Heating: Oil, Baseboard, Hot Water
- Cooling: Central Air
- Basement: Finished, Walk-Out Access
- Approx Sq. Feet: 2,080
- Acreage: 0.66
- Est. Taxes: $7,419
- Lot Desc: Level, Cul-De-Sec
- Elem. School: Otisville Elementary School
- Middle School: Minisink Valley Middle School
- High School: Minisink Valley High School
- School District: Minisink Valley
- MLS#: H6316920
- Days on Market: 63 days
- Website: https://www.raveis.com
/prop/H6316920/25karenjoydrive_middletown_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
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25 Karen Joy Drive, Middletown (Mamakating), NY, 10940
$429,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
| Monthly Tax Payment | $618 | $618 | $618 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,169 | $2,167 | $2,802 |
| Total Monthly Payment | $2,862 | $2,860 | $3,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535