Welcome home to the wonderful community of Live Oak Preserve. This 4 bedroom/ 4 full bathroom home with an upstairs bonus loft has 3992 sq ft of living area plus a 3 car garage, a covered front porch and covered back patio off of the kitchen and formal living room. The large back yard is fully fenced in with dual gates on each side of the yard. New roof completed in the fall of 2023. One of the two HVAC units is also new. Water softener with reverse osmosis is completely paid. The foyer opens up to the formal dining and living rooms with a view of the covered backyard porch. Split bedroom floor plan. The downstairs primary bedroom has a large walk in closet and a second spacious closet with an ensuite that has decorative tile, a garden tub, walk-in shower, double sinks with granite counters, water closet and large linen closet. An office is also located just off the left of the foyer and has a connecting door to the primary ensuite. Potential use as a nursery. The 3 additional bedrooms and 2 full bathrooms are located just off the family room area. The kitchen includes granite counters, solid wood cabinets, a separate eat in kitchen area and a breakfast bar with plenty of room for 4-6-chairs that overlooks the family room and outdoor area. Upstairs is a large loft/bonus area that has a full bathroom and large walk in closet. The upstairs loft/bonus room was recently used as a granny flat. Maybe a playroom or theatre room would fit your lifestyle?! Custom 2" blinds included throughout the home. Whole house security system. Live Oak Preserve is a guard gated community that offers a resort style swimming pool, tennis courts, a fitness center, basketball courts, and playground, plus miles of sidewalks for bike rides and evening walks. Zoned for highly rated Hillsborough County schools including Wharton High School, Benito Middle School, Hunter's Green Elementary and Turner/Bartels K-8. Plenty of shopping destinations, brand new restaurants, and places of worship are nearby. Conveniently located near major highways for a quick commute to Tampa International Airport, downtown Tampa and Florida's world famous beaches including Clearwater Beach and St. Pete Beach. Priced below the current market value!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,840 | $499,840 | $499,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,325 | $3,284 | $4,215 |
Total Monthly Payment | $3,879 | $3,838 | $4,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.