YOU ARE GOING TO LOVE THIS HOME! VERY RARE Amazing Starkey Ranch Town Home- END UNIT! This Chatham by M/I Homes is an open floor plan with a rear entry 2 car garage, 3 bedrooms, 2 and a half bathrooms plus a flex room (OFFICE) that could be easily converted to a 4th bedroom to accommodate a larger family along with a screened courtyard. IF YOU ARE SEARCHING FOR A BEAUTIFUL LIVING SPACE INSIDE AND OPTIONS FOR OUTDOOR ACTIVITIES AND ENJOYMENT OUTSIDE, THEN DO NOT WAIT! Upon arrival take note of the amount of curbside parking available. This allows for convenience to entertain in this more than welcoming home. Once you enter you cannot help but to be amazed. The entry is welcoming with the office flex space accessible upon entry. The stairwell and entry portray a welcoming home. Immediately you see the advantage of the end unit as the natural light entering the home and radiating from the main living area is palpable. The EXTRA LARGE living area is home to the primary gathering and television room, the designer kitchen with large island which accommodates multiple bar stools which makes it perfect for an integrated entertainment zone. The kitchen is accented with a tile back splash, gas range, high cabinets for plenty of storage and stainless steel appliances. There is a built in wine/coffee bar to accent this area. This main living area has an abundance of natural light coming in from the side windows and rear windows that look out to your private screened in courtyard which also has pre-run gas stubbed in making it easy to create your own outdoor kitchen area. The screened lanai/courtyard is great for storage, gardening or gathering and serves as the gateway two and from the home to the 2 car detached garage. The second floor boasts your Master Bedroom and an en suite bathroom complete with large walk in closet, dual sinks and walk in shower with rain shower head. You will also find Bedrooms 2 and 3 are upstairs with an additional bathroom and laundry room. Currently one of the auxiliary bedrooms is used for a flex office and in home exercise room. The flooring is equipment friendly and a Tonal exercise device is installed and will convey if new owner wants the device. The seller will remove if not wanted. The lower monthly HOA covers landscaping, maintenance, and community amenities. Most roads and community features are maintained by PASCO county and thereby allows for a more affordable community HOA. Nestled in the coveted Starkey Ranch, this home has access to a K-8 Magnet School and a plethora of community offerings, such as 3 Community Pools, 3 Playgrounds, 3 Dog Parks, 20 miles of Walking and Biking Trails, a Community Center, library and Garden. This home is your gateway to a balanced lifestyle within your home and community. This location is fantastic as it is close to one of the community pools (a short walk) and you are minutes from shopping and restaurants. With not many similar units to view this home should sell quickly. Relocation has motivated this seller to price to sell. We welcome all buyers and Realtors representing buyers to tour this amazing home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $536 | $536 | $536 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,445 | $3,103 |
Total Monthly Payment | $3,059 | $3,056 | $3,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.