The seller of this home enthusiastically invites cooperating brokers to tour this beautiful space with buyers and make an offer. NEWLY UPDATED. WATER VIEWS. MOVE IN READY. NO FLOOD INSURANCE NEEDED. Nestled on the shores of Lake Seminole in Largo, this exquisitely beautiful condo offers a rare opportunity to indulge in waterfront living at its finest. Situated in the coveted Willow Point Condominiums, this second-floor unit presents an unobstructed, breathtaking vista of Lake Seminole from its inviting living room. Boasting two spacious bedrooms and two full bathrooms, this home features a designated dining area and a charming kitchen. The family room is adorned with floor-to-ceiling windows that frame panoramic views of Lake Seminole, creating an atmosphere of tranquility and natural beauty. Throughout the unit, new luxury vinyl flooring enhancing both elegance and practicality. The Grand Suite bedroom impresses with ample closet space and an adjoining sunroom that overlooks the meticulously landscaped central courtyard. The en suite bathroom offers a bathtub/shower combination for luxurious relaxation. Additional highlights include a wood-burning fireplace in the main living area and the convenience of indoor washer and dryer in a dedicated utility closet. Residents will delight in the resort-style amenities of Willow Point, including a clubhouse, an in-ground pool with a concrete patio, and access to the community dock on Seminole Lake. Located near Largo Mall, Gulf Coast beaches, plenty of dining options, downtown St. Petersburg, and medical facilities, this condominium offers both convenience and a vibrant lifestyle. The monthly HOA fee covers basic cable, water, sewer, exterior maintenance, landscaping, pool care, covered parking, and internet. Recent updates include a 2016 HVAC and a newer electric water heater installed in 2019. Pet owners will appreciate the allowance for one cat or dog weighing up to 25 pounds. Don't miss this exceptional opportunity to embrace the quintessential Florida waterfront lifestyle in one of Pinellas County's most gorgeous gated communities. Revel in spectacular sunsets every evening from the comfort of your own paradise retreat and maintenance free living for years to come!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,999 | $215,999 | $215,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,419 | $1,436 | $1,822 |
Total Monthly Payment | $1,851 | $1,868 | $2,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.