Welcome to 162 Verde Way, nestled in the guard-gated community of Riviera Bella, located on the west side of Debary along the banks of the St. Johns River. This nearly 2400 sq ft home, built in 2012 by custom home builder Henin Homes, boasts 4 bedrooms 2 bedrooms and plantation shutters throughout! As you approach the property, the Mediterranean style is highlighted by the stucco texture and red barrel tile roof. The front porch features tall ceilings and ample space for rocking chairs and seating furniture. Upon entering, you'll find the dining room/formal sitting area straight ahead, with the office on your left and the master bedroom with en-suite bathroom on your right. The master bedroom boasts a tray ceiling, incredible views of the pond, 2 walk-in closets, dual vanities, and a walk-in shower. The open concept family room and kitchen space is an entertainer's delight, offering an abundance of space. The kitchen features 42” upper cabinets, stainless steel appliances, and granite countertops. Off the kitchen is the laundry room and garage access. The laundry room is complete with a wet sink, an electric dryer hookup, and a natural gas line connection. The oversized 2-car garage provides ample height for storage along the perimeter and overhead. The remaining 3 bedrooms are located off the family room hallway. The second full bathroom at the end of the hallway features an exterior door, perfect for a future pool bath. The screened-in lanai is a great place to enjoy the outdoors and overlook the fenced backyard, wildlife, and sunsets over the pond. Conveniently located approximately 10 minutes from I-4, 40 minutes from New Smyrna Beach, 35 minutes from Downtown Orlando, and 50 minutes from attractions such as Disney and Universal. Call to schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,147 | $2,776 |
Total Monthly Payment | $2,843 | $2,841 | $3,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.