Charming 3-Bed, 2-Bath Home in Cutchogue's Creekfront Community Welcome to this newly renovated gem nestled in a serene Creekfront community in Cutchogue. This home boasts 3 spacious bedrooms and 2 modern baths, set on a sprawling property perfect for nature enthusiasts. The relaxed, sophisticated decor complements the spacious rooms, offering a perfect retreat from the hustle and bustle. A standout feature of this property is the large barn in the yard, ideal for storing bikes and summer recreational toys. The backyard patio provides a lovely setting for outdoor barbecues, while the spacious lawn offers plenty of room for playing and enjoying the outdoors. Inside, you'll find a brand new navy blue kitchen with stainless steel appliances, beautifully coupled with old-world built-in corner cabinets-a welcome mix of modern convenience and timeless charm. Enjoy stunning water views and the convenience of launching your boat, kayak, or paddle boards just at the end of the road. Cutchogue is home to many fine vineyards, perfect for sipping the fruits of the land, and farm-to-table dining experiences. Pristine beaches await for sunbathing and swimming, while quiet country roads are ideal for cycling and connecting with nature. The North Fork boasts plenty of restaurants offering fresh seafood in casual waterside settings. This is an ideal setting to relax and savor the beauty of nature. August: $11, 000 September: $9, 000
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $8,800 | $8,800 | $8,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $53 | $53 | $70 |
Total Monthly Payment | $128 | $128 | $145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.