Under contract-accepting backup offers. Welcome to 344 Hammock Oak Circle, located in DeBary Plantation, home of DEBARY COUNTRY CLUB. This custom built, two story home is situated near the GREEN on the 14th hole of this beautiful GOLF COURSE. With 5 Bedrooms, 3 Full Bathrooms, 1 Half Bath AND an OFFICE, this house has space to accommodate so many needs and lifestyles. The high end QUALITY and FINISHES are obvious the moment you step into the house. Actually, the Oohs and Aahs start as soon as you pull up to the house and notice the BRICK paved driveway and STONE accents that make the entrance stand out in a grand manner. Inside, there is CROWN moulding, both COFFERED and TRAY ceilings, tile and WOOD flooring, high end stainless steel appliances and beautiful GRANITE. The Kitchen is spacious with plenty of storage, 42” CABINETS with lighted display accents, lots of counter space and the large, granite ISLAND is perfect for a morning BREAKFAST BAR or a place to set up a buffet when entertaining. The current owners have set up the formal Dining Room as a Living Room which shows the flexibility of this floor plan. Even the staircase was ‘stepped up’ with wood treads and wrought iron spindles for an elegant look. There are PLANTATION SHUTTERS throughout which dress up the ENERGY EFFICIENT, double paned windows. The Bonus Room has its own bathroom and closet right outside the doorway so is easily usable as the 5th Bedroom. The custom built POOL with sundeck and WATER FEATURE is SOLAR heated and has a SALT system so maintenance is a breeze and can be enjoyed year round. The SUMMER KITCHEN makes the outdoor space that much more of a dream. NATURAL GAS powers the grill, range, oven and the two TANKLESS water heaters. The FOUR CAR GARAGE with 8 foot tall doors, provides plenty of space with an additional garage door on the back leading to a fenced-in area. There is so much about this house that the only real way to appreciate it is to see it in person. DeBary Plantation is more than just a neighborhood; it's a lifestyle. The community itself is a haven for golf enthusiasts, with the PICTURESQUE FINISHING HOLES providing a stunning backdrop to the exquisite clubhouse. Experience Florida elegance and EXCEPTIONAL AMENITIES within this vibrant semi-private COUNTRY CLUB COMMUNITY. The pride in ownership and the upscale living environment foster a strong sense of community, making 228 Hammock Oak Circle a truly desirable place to call home. Don’t forget to click on the VIRTUAL TOUR button to see the AREA VIDEO and 3D HOME WALK THROUGH, then call today to schedule your private showing.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $612,000 | $612,000 | $612,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $689 | $689 | $689 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,719 | $3,719 | $4,836 |
Total Monthly Payment | $4,500 | $4,500 | $5,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.