Set on a dune on a stunning lot of nearly half an acre sits this family home that was loved for many generations. This home is a great opportunity for a family or growing family to put their own mark on it and really make it shine. Starting with the huge, beautiful, nearly half-acre lot with mature trees, bamboo and so much privacy in one of Ormond's most coveted locations, this home has amazing curb appeal, with a winding sidewalk, carriage lights, and a traditional rocking chair front porch. When you transition to the large front porch with a swing, you are overlooking the quiet street known as River Bluff Drive. Inside you will find an entry foyer, two living areas, one of them especially large with a wood-burning fireplace and cozy paneling. There is a second more formal living room and both living spaces transition easily to the dining room. From there, you will find a good-sized kitchen on the main level as well. The ground level contains a two-car oversized garage for all of your storage needs, and the house is abundantly filled with closets as well, from coat closets to linen closets to walk-in closets - and little nooks here and there. On the second floor you will find two guest bedrooms and a bathroom they share, as well as an enormous primary suite with its own private bathroom. Above the garage is a fully finished fourth bedroom that can easily be converted into an in-law home, college student residence, game room, workout room, large bedroom, private office or anything your heart desires. Behind the main home, you will also find a screened porch and a large patio area that could contain a summer kitchen, fire pit, entertainment area and more. With a half-acre lot, you can also easily put in the pool of your dreams and still have plenty of yard for the children and pets to play. This home features a brand-new roof, all new interior paint, revamped siding in the rear of the home, one newer AC unit, new light fixtures, new fans, and a home warranty is being provided by the seller. All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $474 | $474 | $474 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,525 | $3,266 |
Total Monthly Payment | $3,077 | $3,074 | $3,815 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.