This gorgeous farmhouse colonial offers countless options for a variety of lifestyles. A charming lemonade porch greets you. Enter to the 2-story foyer of the main home. Just beyond the beautiful staircase you'll find a convenient downstairs bedroom with half bath. To the left of the foyer is the eat-in kitchen. This cook's paradise consists of endless counter space, ample cabinet and pantry storage, and modern appliances. The breakfast nook is surrounded by picture windows and elegant French doors spilling out to the porch. This area extends towards the formal dining room, with another set of elegant doors leading to the front patio. From the dining room, step down to the formal living room and enjoy the inviting fireplace. The second floor has three bedrooms including a luxurious master suite with a vaulted ceiling and private bathroom with jacuzzi tub. A second full bath and a convenient laundry room can also be found on this level. The massive basement offers over 600 square feet of additional space that can be transformed into a playroom, fitness area, media room and more. This special home also features a private, two bedroom, two bath guest suite. The entrance can be found on the right side of the home and includes its own driveway. Here you will find an open concept living room and kitchen layout, with an adjacent formal living room. One lovely bedroom and full bath is located on the first level, and a primary bedroom with bath and walk-in closet is on the second level. The home sits on a generously sized lot, with quick access to downtown Stony Point shops and restaurants, the bay and marina, parks, highways, and more.
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Our Executive Mortgage Banker:
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$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,642 | $1,642 | $1,642 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,538 | $4,986 | $6,690 |
Total Monthly Payment | $6,272 | $6,720 | $8,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.