RARE PIRATE HARBOR 3 bed /3 bath /2 car garage, SALT WATER CANAL and 100' of seawall, this Key West style home has a new dock and pilings, and a brand new 10, 000# boat lift. Fast access to the nature filled Charlotte Harbor and Gulf of Mexico. Short drive to Punta Gorda, even Boca Grande (by boat) and all other exciting areas near the Cape Coral and Matlacha as well! This unique stilt home has a bonus HUGE recreational (non living) space under the home which is great for home office or makes for a huge flex craft/hobby space. Newly renovated kitchen with stainless steel appliances and quartz countertops. New plank flooring throughout and freshly painted. This home is located in the popular Pirate Harbor neighborhood of Punta Gorda. This location is prime for fishing, or to live like you are on a vacation every day. The huge lanai and large square footage of this home makes for lovely retreat. New AC in 2023. The wood burning fireplace, the huge screened lanai, tons of closets, and the bonus spaces of this home are hard to find. This is a cool golf cart neighborhood and people are super friendly here. Enjoy the shores of Charlotte Harbor with its spectacular sunset views, nature filled sanctuaries, incredible boating, sailing and fishing, a fabulous Downtown quaint Punta Gorda with its' variety of restaurants and shopping, several golf courses, the PicklePlex and easy access to US-41 and I-75. It's home to many events including a Saturday Farmer's Market, wine walks, art fairs, boat tours, convenient to the Punta Gorda airport, and has 18 miles of bike and pedestrian trails connecting the city.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $897 | $897 | $897 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,349 | $4,349 | $5,963 |
Total Monthly Payment | $5,338 | $5,338 | $6,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.