One or more photo(s) was virtually staged. Discover the beautiful "Jasmine Cove" floor plan by Ryan Homes at Carriage Pointe subdivision, situated on a picturesque conservation lot. Built in 2018, this home is in immaculate condition and features an open concept design with a spacious living room, dining area, and kitchen boasting a breakfast bar, ample cabinets and a pantry. The split floor plan offers privacy, with a master suite that includes two walk-in closets and a master bathroom featuring a large walk-in shower and dual vanity. Two additional bedrooms and a second full bath complete the living space. Elegant tile flooring runs throughout most of the home, with comfortable carpet in the bedrooms. Step out onto the covered lanai to enjoy the completely private backyard, now enclosed by new PVC fencing. Residents of this community enjoy access to a clubhouse, resort-style swimming pool, tennis courts, basketball courts and playground. Conveniently located within minutes of shops, restaurants, US 301 and I-75. This home offers an easy commute to downtown Tampa and MacDill AFB, making it an ideal choice for those seeking comfort, style, and accessibility.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,999 | $279,999 | $279,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,421 | $2,419 | $2,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.