Welcome to the perfect retreat! This, 2-bedroom, 2-bath 2nd floor Condo is move in ready and well maintained!!! Entering the spacious Living room, you are drawn to a fireplace evoking peace and comfort inviting you to relax with a good book or streaming after a long day of work or studies. From the living room you advance to the dining room, separating the kitchen via a breakfast bar. The generously sized gally Kitchen includes Stainless Steel appliances as well as granite countertops. The appliances, and hot water heater are all new within the last 3 years. The A/C is 12 years old and has been routinely maintained. The primary bedroom includes a huge walk-in closet and private full bathroom. Being the unit is a split floor plan, the Guest will appreciate their privacy. The guest bathroom offers a tub shower combo and is just off the guest bedroom. Mirror Lake is a background, credit check community. Amenities include pool, clubhouse, tennis, pickle ball, and more. The monthly fee is only $425 and includes basic cable, internet, water, sewer, trash, exterior maintenance and insurance and much more. The owner has paid the $5, 000 special assessment. Units are getting freshly painted buildings, railings, front doors and landscaping. You are not in a flood zone and are centrally located to IMG Academy, SCF, the popular Detwiler’s Farm Market, minutes to HCA Blake Hospital, multiple shopping centers, restaurants and less than 10 miles to Bradenton Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$188,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $150,400 | $150,400 | $150,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,026 | $1,000 | $1,268 |
Total Monthly Payment | $1,226 | $1,200 | $1,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.