Welcome to 1064 Penguin Pl. in the highly sought-after Sandpiper Golf & Country Club community located in North Lakeland, Florida! This charming 2-bedroom, 2-bathroom, split floor plan residence spans over 1, 100 square feet, offering a comfortable and inviting living space with a covered back porch Florida room for a perfect fit for relaxation. The spacious 2-car garage includes a dedicated workshop area, perfect for DIY projects, hobbies, and even extra storage. The Sandpiper community is packed with amenities that cater to an active and vibrant lifestyle. Enjoy a round of golf on the par 71 course, take a dip in one of the two pools, or unwind in the gym's sauna. The clubhouse features tennis and pickleball courts, a billiard and card game room, a library, and an activity hall. Residents can dine at the newly renovated restaurant, open to the public seven days a week, complete with a full liquor bar and 10 TVs to watch your favorite sports. The HOA offers extensive services, including lawn mowing, edging, and blowing, as well as internet and cable. There is also secured parking available for an extra car, RV, or boat for an additional small yearly fee. This golf-cart friendly community is patrolled by security 24/7, ensuring peace of mind and safety. Conveniently located near Publix and various restaurants, with quick access to I-4, you're just a short drive away from Tampa or Orlando. Don't miss this opportunity to make this beautiful home in Sandpiper your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,218 | $1,571 |
Total Monthly Payment | $1,370 | $1,369 | $1,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.