** LARGE PRICE REDUCTION !!** 4 POINT PROPERTY INSPECTION DONE IN MAY 2024 - Electrical, plumbing, roof and HVAC. Extra garage parking for 3 cars and golf cart/jet ski garage is a plus in Dunedin. Enter into a large living room with built in bookcase, separate dining room with mirrored wall, bonus room with a possibility to be converted into a third bedroom. Original Terrazzo floors through most of the home, large bright kitchen with most of the original cabinetry and appliances, and a window view of the backyard. Main bedroom has sliding closet and large windows, and bathrooms have original Florida style ceramic tile and sinks in both interior bathrooms. Hallway has coat closet and linen closet and an antique looking pendant light. Second bedroom has extra-large walk-in closet with window, along with half bath. Bright kitchen has view of backyard and side driveway entrance. Great layout with many possibilities to update or keep the original Florida style. To enter the attached 1-car garage, step down from the dining room, into a combo utility room that has full bath, washer and dryer and hot water heater. Prior owner had plans to make the garage an extra bedroom; was not converted by current owner. You'll fall in love at first sight. Excellent Palm Harbor Middle School plus magnet elementary school, an option. Wrap around front porch to enjoy the greenbelt across the street. Plenty of workshop area in main 2 car garage with lots of room for those special tools are a must for anyone restoring that special classic car. You'll fall in love with the large lot, walking distance to Pinellas Trail and near Honeymoon Island and all the awesome restaurants that make Dunedin an area in demand.
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Our Executive Mortgage Banker:
Our Insurance Division:
$509,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,574 | $2,571 | $3,325 |
Total Monthly Payment | $2,777 | $2,774 | $3,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.