Lake Life! Discover the serenity of this charming 3-bedroom, 2. 5-bath home in the gated private community of Mahopac Point located on beautiful Lake Mahopac, boasting lake views and just a short stroll from the beach. Inside, you'll find gleaming hardwood floors, a gourmet kitchen complete with granite countertops and stainless-steel appliances, and a dining area that seamlessly transitions to a back patio through sliding doors. The spacious family room features a stunning double-sided stone fireplace and expansive windows that frame picturesque lake vistas. A first-floor sunlit den or HomeOffice with built-ins and sliders leading to the back yard, offers convenience and comfort. Upstairs, the primary bedroom has high ceilings and incredible views of the lake; a perfect retreat including an updated en-suite bathroom for added privacy. Two additional generously sized bedrooms and an updated hall bathroom complete the second floor. Outside, enjoy beautifully landscaped gardens, a newly constructed front walkway, and an impressive stone walls that enhance the curb appeal. The backyard oasis provides ultimate privacy with a stone patio and surrounding decking, perfect for outdoor gatherings and relaxation. You will also find a versatile shed that enhances your backyard, perfect for a serene "she shed, " hobbies, or a stylish home office. Additional parking behind the yard ensures plenty of space for guests. Embrace the lifestyle of Mahopac Point with lake rights and easy access to the beach where you can swim, boat & fish and enjoy all of the community amenities, walk to town, stores, restaurants the library, bike path, Farmers Market and Enjoy concerts in the park also Conveniently located near schools, highways, and trains, making this home an ideal retreat for lake life living! Taxes do not reflect STAR savings of $1, 495. 58
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $547,920 | $547,920 | $547,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $1,439 | $1,439 | $1,439 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,463 | $3,460 | $4,474 |
Total Monthly Payment | $4,994 | $4,991 | $6,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.