BACK ON THE MARKET BUYER COULDN'T GET MORTGAGE, SO THIS Classic Ranch home on A level private lot, CAN BE YOURS! Minutes to the beach East Shore Park shopping schools and all MORRIS COVE offers. Boasting updated kitchen and 2 AND 1/2 baths, stainless appliances, and granite counters. also 4 BEDROOMS UPSTAIRS. Enjoy a cozy fire in living room or wood burning stove in family room. A spectacular lower level apt provides 1400 sqft of living space, large bedroom, complete with a soaking tub double sinks, and separate shower. THIS income baring apt rents for $2000 monthly and is spacious and impressive. The home also has solar panels that seller has already purchased. The spacious yard has a playscape, trampoline, and oversized shed to hold all your equipment. Easy access to I-95, hospitals universities and shore points.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Main | |
Family Room | Wood Stove,Hardwood Floor | Lower |
Kitchen | Remodeled,Eating Space,Island,Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $905 | $905 | $905 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,725 | $2,723 | $3,521 |
Total Monthly Payment | $3,722 | $3,720 | $4,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.