Over 2100 sq. ft. , in desirable South Bay Lakes Community of Gibsonton, this contemporary home features three bedrooms, 2. 5 baths, and bonus room. The wide-open floorplan is ideal for entertaining with spacious living room, dining area and kitchen. There is never a shortage of prep space for all your chefs, and the fun continues outside to the screened lanai, paver patio, and private fenced backyard.
Upstairs is all about rest and relaxation with the split bedroom layout. Wake up to the morning sun in the large primary bedroom. The spacious bathroom features separate shower and jacuzzi tub, split vanities mean no one will have to share. The walk-in closet is large enough to store all your latest trends. Separated from the primary bedroom are two smaller bedrooms and a flexible bonus room that can be used as a den, office, or converted to an extra bedroom. Guests can share the full second bathroom. The neutral color pallet, laminate flooring and tile throughout will allow you to create your own style in this beautiful home. There is plenty of storage in the multiple kitchen cabinets, linen closet, and under stair storage room. The newer air conditioning and water heater will meet your indoor environmental needs. The advanced asphalt roof, installed in 2022, and prior history of no storm damage, will help keep homeowner insurance rates down. The low HOA fee (only $228 per quarter) and flexible HOA board are easy to work with, and you’ll have no CDD fees to worry about. South Bay Lakes community with private access pool, basketball court, walking path and attractive reservoir areas will allow you to enjoy the native wildlife. The easy access to I-75, US-41, and US-301 will shorten your commute, and you’ll be minutes away from Wal-Mart, Publix, Lowes, and a host of area businesses, restaurants and movie theater. This home is move in ready and priced to sell! Come set up an appointment to see it today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$364,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,942 | $1,940 | $2,503 |
Total Monthly Payment | $2,138 | $2,136 | $2,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.