Fabulous beginnings start here in this well cared for Ranch style home nestled on . 64 acres with a level backyard and mature landscaping that provides both privacy and tranquility. As you enter the home you are greeted with a spacious living room, highlighted by a large bay window and a wood-burning fireplace with a charming brick surround, setting the stage for a cozy atmosphere. Experience the joy of cooking in this modernized kitchen, complete with Quartz countertops, a sleek tile backsplash, a 5-burner cooktop, and the convenience of a double oven. The family room, or potential primary suite ensuite with 1/2 bath, boasts an abundance of windows overlooking the serene private backyard. On the opposite side of the home, discover three bedrooms and a full hall bath featuring a vaulted ceiling with skylight, a deep soaking tub/shower with tile surround, and a built-in linen closet for added convenience. The finished lower level provides additional recreation space as well as an area to work from home. Meticulously maintained and move-in ready, gleaming hardwood floors, B-Dry System, HRV - air ventilator plus more! Poughkeepsie Train Station 5 miles away for an easy Hudson Line Commute into Grand Central.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $808 | $808 | $808 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,090 | $2,090 | $2,718 |
Total Monthly Payment | $2,973 | $2,973 | $3,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.