3630 Shady LANE, Palm Harbor, FL, 34683 | $947,000

**HIGH AND DRY- NO FLOODING DURING HELENE** Tucked away on a quiet, peaceful cul-de-sac in Palm Harbor is the perfect charming family home with stunning water views of Boggy Bayou. You’ll fall in love immediately when you turn onto the hidden gravel roadway that leads back to this old Florida gem- it’s the perfect mix of nostalgia and modern conveniences! There’s plenty of room for everyone with four bedrooms, three bathrooms, and a generous open floor plan. The sense of arrival is lovely and serene; the front porch enters into a welcoming foyer, and you’ll be drawn into the living area which leads out to a sprawling, romantic wraparound porch with a daybed swing overlooking the gorgeous yard and Bayou beyond. The floor plan on the main level allows for comfortable, easy living with a thoughtful and ideal flow. Beautiful windows and doors bring in the natural light and showcase views of the gorgeous gardens outside…so enchanting, you will never want to leave! This home was lovingly restored in every way and offers peace of mind with a new roof, water heater, dishwasher, washer, and dryer. The main level of the home features the living area with cozy wood-burning fireplace, kitchen, dining areas, laundry, storage room (+ a little hideout or additional storage area under the stairs!), as well as a bedroom and bathroom. Upstairs, you will find the dreamy primary suite, with a spacious bedroom + en suite bathroom featuring a custom vanity, shower, and antique bathtub. The spacious porch off the primary suite is the perfect space to begin or end your day, taking in the balmy breezes off the Bayou or indulging in an outdoor shower. The smell of the beautiful jasmine growing along the perimeter perfumes the fully fenced yard (perfect for furry friends!). The upstairs floor plan features an additional two bedrooms + one bathroom for a total of four bedrooms, three bathrooms in the home. Additional conveniences include a whole-house water purifier + reverse osmosis system. Car enthusiasts, you will delight in the spacious garage with loads of extra storage… and there’s even more storage under the outdoor back porch! Current owners had drawings and plans done for a pool. High and dry base flood elevation means peace of mind and low flood insurance! Furnishings are negotiable. With easy access to Palm Harbor, beaches, parks, playgrounds, airports + outstanding schools this is truly the perfect place to call home!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 92 x 140
  • Laundry: Laundry Room
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,943
  • Acreage: 0.29
  • Lot Size: 92 x 140
  • Est. Taxes: $5,505
  • HOA Fee: $200 Annually
  • View: Garden, Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Range Hood, Refrigerator, Washer, Water Softener, Whole House R.O. System
  • MLS#: U8248660
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /eprop/U8248660/3630shadylane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 12:31:24 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3630 Shady LANE, Palm Harbor, FL, 34683

$947,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $757,600 $757,600 $757,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.299% 6.258% 6.221%
Monthly Tax Payment $459 $459 $459
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,603 $4,603 $6,393
Total Monthly Payment $5,154 $5,154 $6,944

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.