Hobby farm located in the Town of Neversink, set on 3. 25 acres of fully fenced level land. Farm house features 4 bedrooms and 3 full bathrooms. First level features covered side porch for entrance into mudroom with entrance into the kitchen which has been updated with granite counter tops along with stainless appliances. Ample counter and cabinet space along with high hats and windows for ample lighting. Small bedroom off the kitchen also featuring hardwood flooring. Large formal dining area off of the kitchen with oak hardwood flooring, full bathroom and second bedroom off of the dining area. Living room, laundry room and a suite bedroom with 2nd full bathroom also on main level with access to the front yard and small covered front porch area. Upstairs features a very large main suite that was built in 2002 featuring large main bathroom with skylights, soaking tub and separate stall shower, hardwood flooring in main suite along with quaint storage areas. Exterior features 3 outbuildings for your animals including 3 paddocks for horses, a garage building for storage of feed and or ATV etc. . Three separate fenced areas for your animals to run, along with a 3rd greenhouse building used for feed and gardens. Never sink is known for its low taxes along with close access to state land for hiking and the Reservoir for fishing. House also has backup whole house generator for just in case.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,885 | $3,704 |
Total Monthly Payment | $3,276 | $3,239 | $4,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.