PRICE IMPROVEMENT! What a gem in the idyllic village of Wilmington! This sweet 4 bedroom, 2 bath cape offers the ideal layout for family life and entertaining. On the main level a vibrant, bright kitchen/dining area flows out to an expansive deck overlooking a sprawling and serene backyard, that is hard to come by this close to the village shops and restaurants. Continuing through the main level of the home, a nice size living room, with a bonus space, perfect for a playroom, den or workspace. Lovely winter time views of Haystack can be enjoyed off the front porch. There is a main level bedroom and bath just off the living space. On the second floor, you'll find a spacious primary bedroom, with a large picture window overlooking the gorgeous old maple tree and oversized backyard. Two additional bedrooms and a bathroom are on the second level. On those warm summer days when you feel like cooling off, take a walk from your backyard, down the hill trail to your very own Beaver Brook frontage, often with a small sandy beach! Talk about magical. . . A Vermont home that has it all. . . close to the village, country setting, outdoor space for gardening, entertaining, brook frontage, not to mention all the updates to the home, including new wood flooring in living room and bonus space, new water heater, new dishwasher, fresh exterior paint, just to name a few! On town water and sewer, a huge plus! And just minutes to lakes and skiing. Come see for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $2,015 | $2,606 |
Total Monthly Payment | $2,468 | $2,465 | $3,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.