523 W Oak STREET, Arcadia, FL, 34266 | $2,250

Step back into the past and revel in this unique experience at our 1938 Old Florida Cottage. This one story 2 bed 2 bath home is a MUST see. You will be greeted by a happy yellow house with a welcoming wrap around porch very classic Florida to enjoy the outdoors. Open the door to beautiful hardwood floors and typical antique Victorian decor. You will feel immediately transported to another time. The parlor boasts a beautiful decorative fireplace. Every modern comfort is available to you as well, including a well-equipped kitchen with stainless steel appliances, a private laundry room, and central air conditioning. here are two full bathrooms to pair with the two bedrooms, one with a smart TV.

This gem is Mature landscaping creates a backdrop of moss-draped oak trees near the heart of Arcadia's historic district. The corner lot is spacious and ideally located, only a few blocks' walk from coffee shops, bakeries, antique shops, restaurants, markets, and other highlights in the center of town.

The front and rear porches provide ample space to relax and watch the neighborhood pass you by. You can sip your morning coffee on the porch swing each morning or enjoy it in the evening for cocktail hour. The yard is spacious an provides space to dine out back at golden hour in the balmy Florida air. The backyard has a firepit.

No smoking. Onsite parking available for 4 vehicles. Pet friendly owner with a non refundable pet deposit of $500 per pet.

Features

  • Type: Single Family Residence
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1938
  • Garage: 2-car Converted Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,344
  • Acreage: 0.31
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Lease Terms: 12 Months
  • MLS#: A4615810
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/A4615810/523woakstreet_arcadia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2024 9:17:09 AM)
Listing courtesy of NEXTHOME EXCELLENCE   Phone: 941-893-4505

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

523 W Oak STREET, Arcadia, FL, 34266

$2,250

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $1,800 $1,800 $1,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.815% 7.159% 6.538%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $12 $12 $15
Total Monthly Payment $87 $87 $90

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.