Look No Further - if you want a nice 3 bed / 2 bath / 2 car garage clean home with Beautiful landscaping that has Awesome Water Views from almost every room, then this is the home for you. It gets even better, this is a maintenance-free community with an extremely low monthly fee ($178). It includes grass cutting, trimming, fertilizing, lawn sprinklers, and pest control. Best of all, it is located just 4 miles from the sandy beaches and turquoise waters of the Gulf of Mexico on Anna Maria Island. As soon as you walk in the front door of this ranch home you look straight out through the glass sliding doors to the lake with a bubbler fountain. There is another set of glass sliding doors in the adjoining living room that also looks out to the lake and the large 26 X 9 screened-in porch. The living room has a cozy fireplace. The home has a split-bedroom design that creates a quiet sleeping atmosphere for everyone. The master bedroom has a lake view and a large walk-in closet with an ensuite bath. One of the guestrooms has a couch with a pullout sleeper and a view of the lake. The other bedroom has a king bed. These guest rooms share a full bathroom with a tub. There is a two-car front entrance garage and plenty of additional parking space on the driveway. The lush landscape and green lawn provide outstanding curb appeal. The well-maintained Bay Lake Estates totals 140 single-family homes and five lakes. Come see why homes sell so quickly in this beautifully landscaped Lake community. There are numerous outstanding restaurants, churches, department stores, and gas stations within 1-3 miles. A new roof was installed in 2016 and it has a 15 year transferable warranty. The seller is providing a home warranty for all of the appliances and the air conditioner.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,778 | $3,592 |
Total Monthly Payment | $3,294 | $3,291 | $4,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.