Welcome to your slice of paradise on the 15th fairway of the desirable DeBary Golf and Country Club! This meticulously maintained 4-bedroom, 3-bathroom custom-built home features a newer ROOF installed in 2019 and boasts a 3-way split open floor plan, maximizing living space with stunning golf course views. The spacious family room, eat-in kitchen with a circular breakfast bar, and skylights ensure an abundance of natural light throughout. The kitchen is the heart of the home, designed to delight any chef with its granite countertops and backsplashes, a five-burner stove, double oven, 42” wood cabinets with pull-out shelves, and upgraded stainless steel appliances! The primary suite offers direct access to the lanai, complemented by a grand en-suite bathroom with a jetted tub, a large walk-in shower, granite countertops with dual sinks, and high-end cabinetry. The walk-in California Closet features ample shelving, cubbies for shoes, and generous hanging space. Every window in the house is equipped with blinds, and the home is brimming with upgrades throughout! The generator was installed in 2018 with automatic transfer, adds peace of mind. The second primary suite is situated off the family room, ensuring comfort and privacy for guests or family. Architectural arches and crown molding accentuate the high ceilings, while the side-entry two-car garage with a built-in workshop offers ample space for cars and storage. The home's curb appeal is enhanced by resort-style landscaping, a paver walkway and driveway (which fits six cars), and a front tiled porch. Enjoy unobstructed views of the golf course from your private gazebo or the oversized back screened patio, both upgraded with pavers. Pick fresh oranges from your backyard fruit tree. Exterior landscape lighting beautifully highlights the home in the evening. This community and home is near the bike trail, DeBary Elementary, St. Johns River and boat ramp, SunRail train station, shopping, and dining, with easy access to I-4. Recent upgrades include a newer roof (2019), whole house generator (2018), and a tankless water heater (2018), new microwave (2021), new door keypad, new garage door opener, new outside fixtures. This is a must-see in a beautiful neighborhood, schedule your private showing today! Sellers are motivated! This home may be under audio and visual surveillance.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $626 | $626 | $626 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,459 | $3,456 | $4,458 |
Total Monthly Payment | $4,177 | $4,174 | $5,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.