With interest rates dropping, now is the perfect time to buy, making this house and property even more attractive. Looking for space! You found it with this MOVE-IN READY 3-bed, 2 bath home on a . 75 ACRE lot, plenty of room so bring your boat and RV. NO HOA/CDD to contend with. The fenced in yard includes an updated shed with ramp to park or work on smaller motorized toys and a spacious 2-car carport. Relax in the SCREENED LANI, or on the covered front porch. Many updates include a NEW ROOF with installed HURRICANE CLIPS (February 2024), Newer AC (2020) and DOUBLE PANE WINDOWS. Let’s not forget the boundless care taken to the inside with a chef’s dream for a kitchen all new STAINLESS STEEL appliances, lots of granite counter space and matching back splash, soft close cabinets and drawers and a breakfast bar that connects to a large dinette space, where there is plenty of room for any gathering or holiday dinner. A formal dining room that may be converted to a home office space with a large carpeted living room enhanced by a BAY WINDOW. The primary bedroom includes an EN-SUITE bath with a walk in shower and an over-sized closet. Both secondary bedrooms have been updated. A spacious secondary bathroom with lots of closet space for storage or essentials. There is an indoor laundry with plentiful shelf storage. This well-maintained property has all any one would need for relaxing on a sunny day. Ruskin is known for its small-town charm and proximity to the amenities of larger cities such as Tampa, St. Pete and Bradenton. It is also within minutes to 2 boat ramps that lead to Manatee River or the Bay. This beautiful home, located just minutes from the newly constructed, Floridas best ranked cancer center, Moffitt, offers both comfort and the convenience of top-tier medical care nearby. Start the process of making this your forever home by scheduling a showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,127 | $2,699 |
Total Monthly Payment | $2,668 | $2,585 | $3,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.