7483 State Route 42, Grahamsville (Neversink), NY, 12740 | $369,900
This picture-perfect sun-lit ranch combines comfort and charm, offering a unique private space ideal for in-laws, guests, or multi-generational households. With three spacious bedrooms and 2. 5 bathrooms, this home is perfect for those seeking easy living. The welcoming living area features a cozy wood-burning fireplace, and the main suite includes a convenient washer/dryer combo. Beautiful hardwood floors throughout add warmth and elegance, while large bay windows flood the space with natural light, creating a bright and airy atmosphere. Enjoy your covered porch for relaxing and enjoying the outdoors, rain or shine, and a large deck ideal for entertaining guests or savoring your morning coffee. Nestled on a gorgeous 5. 1-acre lot surrounded by mature trees, this property offers privacy and a serene setting, perfect for those seeking peace and tranquility. Take in the unpolluted fresh air and the delightful scent of pine trees. As dusk welcomes a starlit sky and dawn brings the happy sounds of nature at its finest hour, you'll truly appreciate the serene beauty. The partially finished walk-out basement, not included in the square footage, features a full bathroom, kitchenette area, and private living space with sliding doors leading to a private deck. With its own private entrance, the lower level is perfect for extended guest stays, in-law accommodations, or a home office. Additional features include a detached one-car garage for extra storage or workspace and a one-car garage under the home for convenient parking and access. A brand new metal roof ensures durability and peace of mind. There's nothing to do but move in! Grahamsville, NY, offers a charming small-town atmosphere with proximity to numerous attractions. Explore the nearby Catskill Mountains for hiking, skiing, and outdoor adventures. Visit the Rondout Reservoir for fishing and scenic views. The area also boasts charming local shops, farmers markets, and cozy cafes. Located just 110 miles from NYC, it's an ideal retreat from the hustle and bustle of city life. Don't miss out on this unique opportunity to own a stunning ranch on a beautiful lot. Schedule your showing today and experience all this property has to offer!
Features
- Town: Grahamsville
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Ranch
- Year Built: 1969
- Garage: 1-car Detached
- Heating: Oil, Baseboard, Hot Water
- Cooling: None
- Basement: Full, Partially Finished, Walk-Out Access
- Approx Sq. Feet: 1,508
- Acreage: 5.1
- Est. Taxes: $4,564
- Lot Desc: Level
- Elem. School: Tri-Valley Elementary School
- Middle School: Tri-Valley Secondary School
- High School: Tri-Valley Secondary School
- School District: Tri-valley
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, Stainless Steel Appliance(s)
- MLS#: H6309510
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/H6309510/7483stateroute42_grahamsville_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7483 State Route 42, Grahamsville (Neversink), NY, 12740
$369,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
| Monthly Tax Payment | $380 | $380 | $380 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,537 |
| Total Monthly Payment | $2,424 | $2,422 | $2,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535