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25 Oakhill Drive, Cumberland, RI, 02864 | $419,900
Welcome to 25 Oakhill Dr. in Cumberland R. I. This gem of a home is most unique, cozy, and quaint. The home is made entirely of real stone. This is not a stone fa ade. Each stone would have been carefully selected and placed back in 1950 when it was built. This home will stand the test of time. Built on granite and is solid to the core. The home is sun filled with southern exposure. There are many outside areas to sit in and enjoy the breeze. It's a very private home, with no neighbor to the right. To the left is a huge piece of land that looks to be sub-dividable. You would have to do your own due diligence, with the town, but the current homeowner did reach out to a surveyor who said the property used to be 2 lots. The home features new windows, a new driveway, new electrical, new plumbing, new FURNACE, a new TANKLESS WATER HEATER, a new HEATING system, and new CENTRAL AC. New GAS stone fireplace. All done within the past 2 years. The inside of the home maintains a vintage charm with hardwood floors in all rooms except for the kitchen and bath. A screened-in porch awaits you and a good book! Come and see this charmer for yourself.
Features
- Amenities: Public Transportation
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Ranch
- Year Built: 1950
- Garage: 1-car Attached,Garage
- Heating: Baseboard,Gas
- Cooling: Central Air
- Basement: Crawl Space
- Approx Sq. Feet: 1,085
- Acreage: 0.56
- Est. Taxes: $3,200
- Appliances: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1362635
- Website: https://www.raveis.com
/prop/1362635/25oakhilldrive_cumberland_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
25 Oakhill Drive, Cumberland, RI, 02864
$419,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $335,920 | $335,920 | $335,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,880 |
| Total Monthly Payment | $2,577 | $2,575 | $3,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB