FOLKS YOU MUST CHECK OUT THIS NO FLOOD ZONE, SINGLE FAMILY HOME with an ADU For addt'l RENTAL INCOME to help pay the mortgage!! I am selling my completely fenced in, 1950's Concrete Block, 1216 Sq Ft. , 2-3 Bdrm, (master bdrm was originally 2 bdrms) 1 1/2 bath, 1 car garage situated on an oversized 9100 sq ft lot, TOGETHER with a 576 sq ft. , 1bdrm, 1 bth concrete block ADU (Additional dwelling unit) built in 2018, with a brand new PIONEER mini Split, (August, 2024) that is completely separately fenced and private and can be rented out to assist with your mortgage payment! The TOTAL LIVING SQ FT for this property is 1792! The family room in the main home is 27'X19', in addition to a screened enclosed sunroom! The upgrades are endless, beginning with the landscaping with NEW PROVISTA SOD installed on the entire property in 2024, in addition to updating the sprinkler system, new outdoor lighting and plants! The exterior of the house was painted in 2023, new roof - 2022, which helps lower your homeowners insurance, newer AC-2022, updated kitchen with beautiful cherry cabinets, polished hardwood floors, newer windows-2019, and much more! There is also a parking pad for work vehicles, boat or an RV that is all enclosed! There is also a shed for your lawn or other equipment as well as a "MAN-WOMAN CAVE with electric, and a huge back yard for you to add your pool!! What more could you ask for! Oh Pavers you want? Pavers are everywhere! And don't forget this is in a NO FLOOD ZONE!
The property is located 3/4 miles from interstate 275, 1 mile from pickleball courts and downtown St. Petersburg where the nightlife is plentiful and is about a 20 minute drive to the beaches! Schools are Meadowlawn and NE High. Tell your buyers agent to SHOW YOU THIS PROPERTY AND LETS NEGOTIATE!!!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $501 | $501 | $501 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,282 | $3,278 | $4,240 |
Total Monthly Payment | $3,875 | $3,871 | $4,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.