422 E Front Street, Hancock, NY, 13783 | $350,000

Located in Hancock, known as The Gateway to The Upper Delaware, and recently named "Best Small Town in the USA" by Time Out magazine, this modern two-bedroom home is ideal for anyone seeking greater connection to Nature, or a convenient base for recreational pursuits. Situated alongside the majestic Delaware River, it's the type of property fishing enthusiasts dream about. Welcome to this beautiful artists' home where you can enjoy the best of both worlds the convenience, and sense of community, that comes with living in a small town, plus private access to stunning Catskill's scenery and the Delaware River. From the moment you step into this artistically-decorated home, you will feel transported away from hustle and bustle. Features of particular note include handmade tiles in the kitchen, by artist Paul Ludick, a hand-painted mural above the sink, and a standout Rhodesian Teak bar that connects the open-plan kitchen with versatile living and dining areas. Stainless steel appliances, including a dual-fuel Wolf range, complement the contemporary design of this residence that lends itself equally to being someone's private retreat and occasional vibrant party space. Beneath the main floor, the basement holds great potential for creating a studio, workshop, home office, or additional living space. It benefits from having two sets of french doors leading to the back of the property, plus generous head height. Outside, beyond the patio area, greenhouse, and fertile vegetable and flower beds, is where the magical backyard oasis exists. The wooden deck, nestled beneath shade trees provides a serene spot to overlook the river and enjoy scenic views, while wooden stairs lead the more adventurous directly to the river's edge. Once there, one can fish, bathe, paddle, meditate or contemplate to their heart's content. Whether you are seeking a home for full-time, part-time, or seasonal living, you will no doubt appreciate some convenient features of this property that set it apart from many others in the area. Specifically, connection to gas and water utilities and town sewage system. In addition, it is situated within walking distance of a diner, and other main street amenities. Plus, close proximity to the street, means minimal snow clearance in winter months. If this sounds like the type of place you dream about, don't delay scheduling your appointment to view this one-of-a-kind riverside property.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Style: See Remarks
  • Year Built: 1972
  • Heating: Natural Gas, Forced Air
  • Cooling: None
  • Basement: Full, Partially Finished, Walk-Out Access
  • Approx Sq. Feet: 1,500
  • Acreage: 0.5
  • Est. Taxes: $3,894
  • View: River, Water
  • Water Front: Yes
  • Elem. School: Hancock Elementary School
  • Middle School: Hancock Junior-Senior Hs
  • High School: Hancock Junior-Senior Hs
  • School District: Hancock
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: H6316044
  • Days on Market: 86 days
  • Website: https://www.raveis.com
    /prop/H6316044/422efrontstreet_hancock_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Land and Water Realty LLC   Phone: 845-807-2630

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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422 E Front Street, Hancock, NY, 13783

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $325 $325 $325
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,910 $1,861 $2,382
Total Monthly Payment $2,309 $2,260 $2,781

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.