Direct waterfront and private sandy beach. Year-round beach house with 53 feet of water frontage benefitting from panoramic views of Long Island Sound and the coastline. This Frank Lloyd Wright-inspired mid-century modern home has vaulted ceilings, wood beams, walls of windows and is drenched with sun light. Two floors of living with heat and central air. Open concept kitchen, dining and living room with a fireplace and slider to the waterside patio, first floor primary bedroom with ensuite bathroom, bedroom and a full hallway bathroom complete the main level. The finished lower level has laundry, storage and two flex rooms currently used for overflow sleeping when friends and family visit. Expansive, partially covered patio and outdoor kitchen with built-in grill. Barbecue, dine alfresco and watch the beautiful sunsets. Swim, kayak and jet ski or relax and bask in the sun. Stroll along the sprawling sandbars at low tide collecting seashells. Tucked away on a cul-de-sac, this small beach community is ideal for biking, walking and running. New roof and professionally painted interior and exterior in 2024. One-car attached garage. This shoreline town is a wonderful place for a permanent residence, vacation home or investment property. Convenient location - 2 hours from New York or Boston and 45 minutes from Greater Hartford. Near amenities - restaurants, Westbrook and Clinton outlets, golf, tennis, marinas, health club, etc. Start building a lifetime of memories at the beach.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Vaulted Ceiling,Beams,Hardwood Floor | 9.0 x 12.0 | Main |
Dining Room | 9 ft+ Ceilings,Vaulted Ceiling,Beams,Combination Liv/Din Rm,Fireplace,Hardwood Floor | 11.0 x 12.0 | Main |
Full Bath | Stall Shower,Tile Floor | 7.0 x 8.0 | Main |
Kitchen | 9 ft+ Ceilings,Vaulted Ceiling,Beams,Tile Floor | 11.0 x 9.0 | Main |
Living Room | 2 Story Window(s),Vaulted Ceiling,Beams,Combination Liv/Din Rm,Sliders,Hardwood Floor | 12.0 x 16.0 | Main |
Other | Fireplace,Tile Floor | 12.0 x 22.0 | Lower |
Other | Tile Floor | 11.0 x 14.0 | Lower |
Primary Bath | Skylight,Whirlpool Tub,Tub w/Shower,Tile Floor | 8.0 x 8.0 | Main |
Primary BR Suite | Beams,Bedroom Suite,Full Bath,Hardwood Floor | 12.0 x 16.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,164 | $1,164 | $1,164 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,296 | $5,815 | $7,763 |
Total Monthly Payment | $6,585 | $7,104 | $9,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.