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Hurry for your opportunity to own this immaculately maintained vintage Craftsman home in a lovely heritage neighborhood near downtown Dover. Many updates and added touches make this home a welcoming retreat at end of day. The front porch with a hanging swing invites you to pour the lemonade and greet your neighbors. Or take your beverage out the back door and relax on the deck or in the pool. The multi level deck and spacious back yard have plenty of space for cookouts and pool parties, and provide views of the perennial gardens and the community trails that lie just beyond the back gate. Indoors, you'll find all you need to complete the sanctuary of hearth and home. The beautiful original French doors lead into a living room that offers a wood fireplace and plenty of room for gathering, or choose a book and cozy up in a quiet corner by the window. The dining room offers time-tested and treasured built-in corner hutches and original woodwork. The beautiful and efficient kitchen has space for a cozy breakfast table for morning coffee and afternoon tea. Upstairs you'll find two spacious bedrooms, full bath, and a third bedroom that has been converted to an ample laundry room with access stairs to the third floor. If you're up for a project, plumbing and wiring is all ready for bed/bath reno. Finally, the basement apartment provides added income or in-law space. Showings begin at Open Houses July 6&7, Noon to 2: 00
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $653 | $653 | $653 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,287 |
Total Monthly Payment | $4,072 | $4,068 | $5,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.