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Two Family home in the Rye Neck School District renovated in 2021 with 2 bedrooms in each unit, and a two car detached garage. The 1st floor can be accessed from the common foyer or the separate entrance from the rear which opens to the kitchen w/white shaker wood cabinets/quartz counter-tops/SS appliances, and a Center Island separating the Living room/Dining room space. The primary bedroom has a large walk-in closet with plenty of additional storage and laundry closet with a full size W/D, and the 2nd bedroom has a walk-in closet. The Second floor has a Living room, Eat-in Kitchen, 2 Bedrooms, Hall Bath, WIC/Storage room/Laundry and access to the stairway leading to a full walk-up attic. Each unit has separately metered Mitsubishi Mini Split air conditioning systems with heat pumps. There is new electric service/panels, Luxury Vinyl Flooring throughout, and an unfinished basement entered from the exterior. FLOOD INSURANCE REQUIRED
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Our Executive Mortgage Banker:
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $1,270 | $1,270 | $1,270 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,138 |
Total Monthly Payment | $5,348 | $5,344 | $6,500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.