This wonderful home is situated just 5 short blocks from the sand and warm waters of the Gulf of Mexico. The very well-maintained and updated property consists of a charming 2 bedroom, 1 bath, 1258 sq/ft main residence and a fully equipped 308 sq/ft air conditioned guest suite with kitchenette, updated bath, vaulted ceiling, covered patio and private entrance. From the very nice circular paver driveway you will enter the home through the nice-sized screened front screened porch with historic Cuban tile floor. Then enter into the spacious living room which features amazingly maintained wood floors and charming fireplace. To the left is the nice, bright dining room and to the right are the 2 ample sized bedrooms, all of which feature the gleaming wood floors as well. In the center of the home is the well-equipped kitchen featuring quartz counters, soft close shaker cabinets and stainless steel appliances and leads to the laundry room with entrance/exits on both sides leading to the private paradise backyard and guest suite. One side leads to the private courtyard with spa and outdoor shower. The other opens to the open patio plus awesome tiki hut and beautifully landscaped private paradise. The property also features custom shutters on all windows, a sauna in the guest suite which is negotiable, as well as most furnishings being negotiable too. All this and walking distance to restaurants, shopping, the beach and more. This property is completely ready for you enjoyment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,227 | $5,453 |
Total Monthly Payment | $4,979 | $4,975 | $6,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.