43 Water St, Concord (West Concord), MA, 01742 | $850,000

Charming waterfront colonial with 2-bedrooms (easily convertible to 3 bedroom), 1. 5 bath gem located within walking distance of West Concord Center, Thoreau Elementary School, day care centers and the branch library. This antique home sits on over 7000 square feet and is adjacent to the Assabet River. Originally a barn, the structure appears on the 1870 Concord map drawn by Henry David Thoreau. The barn structure allows for an open floor plan on the first floor with a wood stove that adds charm and coziness to the space. The second floor has two bedrooms, a full bath and washer/dryer. Situated as the last house on a one block dead end street it has fabulous river views and ample garden space. The house has expansion possibilities within the existing footprint. Electrician, Heating and Septic new in 2005, Roof 2016, Exterior paint 2023, Additional insulation 2023. 3 open houses, offers received up to 5pm July 23rd.

Features

  • Town: Concord
  • Amenities: Public Transportation, Walk/Jog Trails
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Colonial
  • Year Built: 1880
  • Basement: Partial
  • Approx Sq. Feet: 1,664
  • Acreage: 0.16
  • Est. Taxes: $10,570
  • Lot Desc: Wooded
  • Water Front: Yes
  • Appliances: Gas Water Heater, Range, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Range Hood, Instant Hot Water
  • MLS#: 73259426
  • Website: https://www.raveis.com
    /prop/73259426/43waterst_concord_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Derek Greene courtesy of The Greene Realty Group

Room Information

Type DescriptionLevel
Bedroom 2 Second
Dining Room Flooring - WoodFirst
Kitchen First
Living Room Bathroom - Half, Wood / Coal / Pellet Stove, Closet, Flooring - HardwoodFirst
Master Bedroom Second

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NMLS Mortgage Loan Originator ID 38342

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43 Water St, Concord (West Concord), MA, 01742

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.500% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.335% 6.612% 6.433%
Monthly Tax Payment $881 $881 $881
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,022 $4,298 $5,830
Total Monthly Payment $4,995 $5,271 $6,803

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.