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Located just off Elmridge road on a quiet cul-de-sac, sits this charming 3 bed 2 full bath, Raised Ranch style home. This property is set back off the roadway and features central air conditioning and natural gas, utilized for both heating and cooking. The main level is where you'll find the kitchen, living room and dining area which leads directly out to the deck and private rear yard. Rounding out the main floor are two large bedroom as well as two full baths. Enter the lower level through the interior stairs or the convenient separate exterior entrance. This level houses a third bedroom, a laundry and utility area and one car garage, perfect for those snowy mornings or potentially a workshop. Very private and affordably priced, with a newer roof, and still just just minutes away from area beaches, downtown Westerly, Mystic, and the renowned Foxwoods and Mohegan Sun casinos, this home offers the best of both worlds - a private retreat with easy access to a wealth of attractions and amenities. Down miss this opportunity to make this great property, located in beautiful Stonington CT, your home.
Type | Level |
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Bedroom 1 | Main |
Bedroom 2 | Lower |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,909 | $2,463 |
Total Monthly Payment | $2,306 | $2,304 | $2,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.