Move-in-ready home in South Tampa, located in the desirable Ballast Point neighborhood, just minutes away from MacDill AFB, Bayshore Blvd, and Gadsden Park. Situated on a quiet dead-end street, this 3-bedroom, 2-bathroom home spans 1, 221 sqft. The interior was freshly painted in 2022, and new carpet was installed in all three bedrooms the same year. The living room features tile flooring, providing durability and easy maintenance. The kitchen is well-appointed with tile floors, granite countertops, black appliances, an eat-in area, and a closet pantry, offering both style and functionality. The master bedroom includes carpet and two closets, while the updated master bathroom features a step-in shower. The additional two bedrooms also have carpet flooring and built-in closets, providing ample storage space. Enjoy the Florida weather on the screened-in patio, overlooking the large fenced yard, perfect for outdoor activities and gatherings. With no HOA or CDD fees, this property offers both freedom and affordability. Additional updates include a roof from 2009, an AC unit from 2017, a water heater from 2021, and termite treatment completed in 2020. This home is a perfect choice for those seeking a convenient and carefree lifestyle in South Tampa. Call now and schedule your viewing today! ***Assume this home’s 3. 69% mortgage with an approximate $351k balance, save thousands, and close within 45 days when you work with Roam. Inquire with listing agent for more details. ***
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,180 | $2,766 |
Total Monthly Payment | $2,659 | $2,657 | $3,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.