Welcome home to your TOP FLOOR PENTHOUSE on the Dunedin Causeway with OPEN WATER VIEWS of St. Joseph Sound. This Island Towers condo truly has it all…a 2 bedroom, 2 full bathroom SPLIT FLOOR PLAN with WIDE OPEN WATER VIEWS from every room! Enjoy your morning coffee and evening cocktail while watching the active water and wildlife - boaters, kayakers, pelicans, osprey, dolphins at play or even an occasional shark or manatee swimming below.
At 1, 360 sqft. , this MOVE-IN READY condo is one of the largest floorplans in the community. It has been lovingly maintained and UPDATED featuring LIGHT AND BRIGHT neutral paint, NEW LVP flooring throughout, 5-inch baseboards, LED canned lighting, modern ceiling fans. NO POPCORN CEILINGS. Tons of NATURAL LIGHT. The primary bedroom has it’s own ENSUITE BATHROOM with REMODELED WALK-IN SHOWER and seated bench. The second bedroom is on the other side of the condo and has a WALK-IN CLOSET with private access to the guest bathroom which can open up to the main entryway for guests. Both bedrooms are king-sized and divided by the bright and spacious living/dining room combo just off of the kitchen/ bar area. The kitchen features white cabinets with PLENTY OF STORAGE, granite countertops and stainless steel appliances. Opposite the kitchen, is a bar nook where guests can sit and enjoy the STUNNING WATER VIEWS while chatting with the chef! On this side there is also a convenient and discreet BUILT-IN LAUNDRY CLOSET with newer stackable washer and dryer. This unit comes with one covered parking spot, two guest parking passes and a private outside storage closet.
Entrance to Island Towers is secure with lobby gate code. Community HOA fees include: water, sewer, trash, cable, internet, pest control, exterior building maintenance, property manager, and escrow reserves, as well as upkeep for the heated community pool and fishing pier, clubhouse, sauna, gym, shuffle board, renovated community kitchen, meeting room, billiards, ping pong, gas grill and bike storage.
The natural beauty of Dunedin Causeway spans 2. 5 miles (5 miles total) and is perfect for all who seek active daily living — whether you are looking to bike, walk, run or jog while achieving a healthy glow, or just relax, sightsee and enjoy the unparalleled sunsets and beach at Honeymoon Island! The Causeway is also perfectly situated between downtown Dunedin and downtown Palm Harbor which are famously known for unique, local restaurants, breweries, shopping. These downtown areas are so close you can bike there by taking the 37-mile Pinellas trail which is just steps outside of your front door! Golf and marina nearby. Tampa Int'l Airport just 35-45 mins away. Call today for your private showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $2,795 | $3,728 |
Total Monthly Payment | $3,401 | $3,288 | $4,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.