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Welcome to your stunning 2, 439sqft dream home in desirable West Kingston. This 4 bedroom 3. 5 bath home sits on 1 acre of open land in a highly sought after area of South County. There's no shortage of living space on the first floor, with a full light-filled living room with fireplace, built in dining space, and family room with high ceilings. The large wood stove is ready to keep you warm all winter long! A potential mudroom with 1/2 bath, a full bathroom, kitchen and office space finish out the 1st floor. The 2nd floor boasts four bedrooms, and two full baths. Two of the 4 bedrooms are large in size, and all four have wonderful large windows. One bedroom has a walk-in closet while two of the other bedrooms have large oversized double closets. A huge 2-car garage and a full, dry basement with a workbench are perfect for tools or storage. Outside, the one acre private lot is home to stunning mature trees and greenery including the flowering rhododendrons that line the road, aiding in the private feel to this South County oasis. Septic inspected and pumped in 2023 and passed. Repairs have been made to electric, plumbing and siding. Low maintenance heating with a young furnace replaced just 4 years ago. Option to choose your own roof color on the brand new roof to be installed before closing WITH a transferable warranty! Just minutes to both URI and 95 make the location even more convenient. Being sold as-is. Bring your personal touch to make this stunner your dream home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.146% | 6.256% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,554 |
Total Monthly Payment | $4,097 | $4,093 | $5,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.