Ocala Preserve 55 plus home, NO CDD. Wonderful neighborhood and centrally located in this resort community.
The EXTENDED Monaco plan built by Shea homes provides extra space in the guest bedroom, laundry room, and garage. The owners have also added space at the back of this home for outdoor entertaining. The rear lanai is east facing, with afternoon shade.
Built in 2020, this SMART home has lots of programmable features for security and energy savings, and can be monitored even when you are away from home. This property has been meticulously maintained by the current owners, and shows like brand new! This 2 bedroom, 2 bathroom home also has a flex room, and the space has french doors added to make full use of this additional living space.
Upon entering the residence, the many windows fill the home with lots of natural light. You are greeted by an open space to sit and relax, adjoined by a dining area. Walking into the open living space, you have a view to the rear lanai and flex room, and turning to the right, there is seating at the counter, looking into the large kitchen. Continuing into the kitchen, there are stainless steel gas appliances, quartz countertops, and a beautiful stone tile backsplash. A large kitchen island provides for even more storage and workspace. The cabinets wrap around to a breakfast nook looking out the front windows. Turning back to the living space, the flex room/den area is open. Currently being used as an office, french doors close to create a private space to relax or even accommodate extra overnight guests. The large primary bedroom toward the rear of the home has an ensuite bathroom with dual sinks, a large walk in shower and walk in closet. The guest bedroom is located toward the front of the home next to a full guest bath, boasting a soaking tub/shower combination. The laundry room has a utility sink and provides access to the 2 car garage. Built in storage closets and cabinetry are abundant in this home.
The HOA covers lawn and landscape maintenance, water for irrigation, high speed internet, use of all amenities including sports courts, pools and fitness center. Restaurant and spa on site. Come see this home and discover resort style living.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,200 | $307,200 | $307,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,044 | $2,042 | $2,591 |
Total Monthly Payment | $2,336 | $2,334 | $2,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.