AGELESS-UPDATED COLONIAL! Perched on a hill in Southwest Yonkers, this 1904 Center Hall Colonial masterfully blends historic charm with modern comfort. This timeless beauty on the Riverdale border offers a perfect setting for serene living near the city. The first floor features an entertainment-sized living room overlooking the front lawn and tree-lined street, a formal dining room with French doors, a large patio for al fresco dining, and a chef's kitchen with stainless steel appliances, granite countertops, and custom wood cabinetry. There are two bedrooms and a luxurious guest bathroom off the entry foyer. Upstairs, the large main bedroom has two exposures and a walk-in closet. Two other bedrooms and a sleek renovated bathroom complete the second floor. The Garage has an upstairs one bedroom apt or home office with a full bathroom and kitchen area not included in the square footage. The plumbing is not currently operational. It needs work but has great potential for a home office or extra space for guests. Close to Riverdale Metro North station, MTA local and express buses, Van Cortlandt Park, Wave Hill, shopping and restaurants. Don't miss the opportunity to own this charming and updated Colonial in Southwest Yonkers! Call today!
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Our Executive Mortgage Banker:
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$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,208 | $1,208 | $1,208 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,195 | $5,412 |
Total Monthly Payment | $5,499 | $5,495 | $6,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.