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Located on a quiet cul-de-sac in the desirable Hilltop section of Ansonia, this split-level home is perfect for today's lifestyle. It offers an attached in-law apartment with a separate entrance, providing flexibility and privacy. The in-law was built in 2002 and was designed with handicap accessibility. It includes a fully equipped, spacious kitchen, which serves as the heart of the home, complemented by a living room, a bedroom with a walk-in closet, and a full bath. There is a shared laundry room between the main house and the in-law, which also functions as an access point connecting the two dwellings. An additional point of entry into both units is through the 12'x24', 3-season porch. The main house features a large eat-in kitchen, three bedrooms (all equipped with ceiling fans), and hardwood floors beneath the carpeting. Additionally, it includes a full bath, a living room, and basement access leading to the attached garage and utilities. Outside, you will find two separate driveways with plenty of parking space, a deck, and a pleasant yard enclosed by privacy fences on both sides. The wooded area in the back of the property connects to Warsaw Park. Ample storage is available, with two sheds and an 800 sq. ft. storage area beneath the in-law suite. While the current owners use well water, city water is also available in the street if you prefer.
Type | Description | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
Eat-In Kitchen | Ceiling Fan,Dining Area,Vinyl Floor | Main |
Eat-In Kitchen | Main | |
Living Room | Bay/Bow Window,Hardwood Floor | Main |
Living Room | Cathedral Ceiling,Wall/Wall Carpet | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
Primary Bedroom | Walk-In Closet | Main |
Sun Room | Ceiling Fan | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $476 | $476 | $476 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
Total Monthly Payment | $2,888 | $2,885 | $3,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.