Discover Your Ideal MOVE IN READY Home in a Prime Palm Harbor Location! Nestled in the highly sought-after Laurel Oaks community, this stunning 2-bedroom, 2-bathroom first-floor condo with 1 car garage offers the perfect blend of convenience and tranquility. Experience a vacation-like atmosphere daily with shopping and dining in nearby downtown Palm Harbor. The Fred Marquis Pinellas Trail Loop is a 75-mile continuous multi-use pathway stretching from Tarpon Springs to St. Petersburg with connections to Palm Harbor, Dunedin, Clearwater, Safety Harbor, Largo, Seminole and South Pasadena and is great to bike, jog or roller blade while enjoying the views of Pinellas county. Mins from the breathtaking Honeymoon Island state beach and park as well where you will find four miles of unspoiled white-sand beach lapped by clear, calm Gulf waters. As you approach this charming home, you'll be greeted by a beautifully maintained walkway leading to the front door. Inside, the welcoming foyer opens up to a spacious great room through a stylish architectural archway. The main living area boasts elegant tile flooring, crown molding and beautiful arched entryways, adding a touch of sophistication throughout the home. The dining area, adjacent to the kitchen, is highlighted by a chic hanging light and a built-in glass shelf, perfect for showcasing your favorite items. Relax in the cozy living room with a corner wood-burning fireplace, ideal for those cool Florida evenings. French doors lead to one of the community's rare glass-enclosed lanai spaces with glass windows, providing an inviting bonus space not included in the square footage. This serene spot overlooks the quiet backyard with a charming brick patio. The primary bedroom, accessible from the living room through French doors, offers a private retreat with its own entry to the glass-enclosed lanai. This generous bedroom features a TOTALLY UPDATED ENSUITE with a new vanity, lighting, fixtures, and designer tile in the large walk-in shower. You'll love all of the storage in the spacious walk-in closet with built-ins. The TOTALLY UPDATED SECOND BATH with a new vanity, designer mirror, new tile in the tub/shower combo, and beautiful new lighting and fixtures. The TOTALLY RENOVATED AND UPDATED KITCHEN that features many designer touches, including beautiful NEW tile work, NEW white shaker cabinetry on the top and gray on the bottom, NEW white sink with front apron, NEW lighting, NEW stainless steel appliances, and floating shelves above the sink makes this kitchen a chefs delight. You'll also appreciate the built-in desk area with ample storage. The kitchen's ample cabinet space and a large window make it both functional and inviting. Off the kitchen, the garage includes a convenient alcove for your full size washer and dryer, along with plenty of storage space and a pull-down ironing board. NEW METAL ROOFS were just installed in 2023. Laurel Oaks community offers excellent amenities, including a POOL and TENNIS COURTS, and is just minutes from beautiful beaches, top-notch restaurants, top rated schools and premier shopping. This home is centrally located to all the best that the area has to offer. Don't miss your opportunity to own this exquisite property, complete with a NEW HVAC 2022. Pet friendly where you can have 2 pets with no weight limit. Call today for your private showing!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,161 |
Total Monthly Payment | $1,972 | $1,970 | $2,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.