Priced below appraisal! Endless possibilities abound with this versatile St Pete home with easy access to everything St Pete has to offer. With over 2, 000 square feet of living space, this home is perfect for the buyer who appreciates a home with many options. The main home has an updated kitchen with granite countertops, new microwave and newer stainless steel appliances. The split plan that allows family members to not only have their own space but also enjoy gathering in the heart of the home to cook and enjoy dinner together. The Owner's suite rivals any luxury hotel room. It is fully fitted with a generous walk-in closet, En-Suite Bath, huge walk in closet and dedicated water heater. This owner's suite could easily become a private In-law suite, should that be a preference. Enjoy extra income by renting out the attached Studio Apartment (garage conversion) which has an ensuite bath and private entrance (last 5 interior photos are of studio apartment). Additional room could be used for office space or bedroom. Sitting on over ¼ of an acre lot there is plenty of room for a pool and future possibilities include adding a rental unit as the city zoning currently allows. You may be able to do both and still have room for extra parking.
In addition to all the home's great features, the location is equally fabulous, head west and be on the gorgeous white sandy beaches of the Gulf of Mexico or head east to the International destination of downtown St. Petersburg. Here you can spend time enjoying the arts district, upscale dining, craft breweries, museums, and the St. Pete Pier. Conveniently located close to grocery stores, local bakeries, diners, shopping and the Starbucks on the corner. Within minutes you can be at the local mall, the Pinellas trail or enjoying beautiful neighborhood lakes with abundant wildlife and so much more!! Don’t feel like driving to downtown or the beach, no worries, the SunRunner bus can give you a lift and no need to worry about parking. Be sure to set your showing appointment today and get in to look at your next great home tomorrow!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,521 | $3,260 |
Total Monthly Payment | $2,685 | $2,683 | $3,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.