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One or more photo(s) has been virtually staged. You'll fall in love with the view of this 3 bed / 2 bath home in the beautiful community of Harrison Ranch. This home sits on a premium lot that backs up to a preserve with no rear neighbors. The fenced backyard has plenty of space to add a pool if you want, or you can simply enjoy the beautiful Florida weather and wildlife from the lanai or your designated fire pit area. Recent school rezoning has Harrison Ranch going to a brand new Elementary & High School, which opened in 2019 as well as a highly rated middle school. The open concept layout makes this home perfect for entertaining, with a large kitchen that opens up to the family room. The master bedroom has a HUGE walk-in closet and the master bathroom has dual sinks, an updated garden tub and separate shower. On the other end of the house are the two guest bedrooms as well as the 2nd bathroom. There is a separate formal living room/dining room at the front of the home which could easily be used as a home office, game room or possibly converted to a 4th bedroom. The home has been upgraded with laminate flooring and stainless steel appliances which were bought in 2021. The water heater was replaced in 2022 and there is a transferable home warranty that covers all appliances and AC through March of 2025. The home also comes with hurricane shutters and an irrigation system. Harrison Ranch offers a 24 hour gym, heated junior Olympic pool, tennis/pickleball/basketball courts, playgrounds, ball fields, and 5. 5 miles of beautiful hiking trails. An activity director is also on-site, putting on fun events for young families as well as active adults. Tampa, St. Pete, Sarasota and beautiful beaches are all within 45 minutes, making this a perfect central location. Harrison Ranch offers you a beautiful community and a lifestyle you can truly enjoy.
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Our Executive Mortgage Banker:
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$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,563 | $2,561 | $3,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.